Cardano (CRYPTO: ADA) founder Charles Hoskinson rejected Ripple CEO Brad Garlinghouse's “bad bill is better than no bill” stance, arguing the CLARITY Act makes new crypto projects securities by default while grandfathering XRP (CRYPTO: XRP). The ‘Security By Default' Problem HR 3633, the Digital Asset Market Clarity Act of 2025, passed the House and is currently being debated in the Senate.